Yes, I'm sure you have truly thought it out and chosen the best route for you.
We came out cowboy last November and likewise for us, it is the only way we could do it. But I did have a very promising job prospect lined up - so that helped us. Nevertheless, it is an extremely stressful way to do things. We had been looking at the whole world economy situation before we left and knew that it was make or break for us before the end of the year - so with the job prospect in sight, we went ahead with our plans. But if we could not have done it then, we may have decided to wait things out for a while and then gone later.