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Author Topic: Once again.........the salary question? please help- seblief  (Read 9627 times)

Offline expat

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Re: Once again.........the salary question? please help- seblief
« Reply #15 on: January 12, 2010, 09:14:00 pm »
the previous post illustrate how different salaries can be for different careers in NZ vrs SA and how it can impact on your life.
I initally qualified as a teacher and a chap I taught with left SA as a young headmaster and after 5 years got a headmasters post in NZ. His earnings as a snr teacher in NZ in the initial years was equivalent to his SA salary.
I requalified as a lawyer and when I came over to NZ my earnings were much less than his whereas I would in SA earn 4 fold what he would earn in NZ.
Bottom line it has been relatively easy for him to adjust whereas I ran home (lol)

Offline Anna007

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Re: Once again.........the salary question? please help- seblief
« Reply #16 on: January 12, 2010, 09:30:31 pm »
Some very true and interesting thoughts expat  8)
"What we see depends mainly on what we look for"

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Re: Once again.........the salary question? please help- seblief
« Reply #16 on: January 12, 2010, 09:30:31 pm »

Offline Feather

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Re: Once again.........the salary question? please help- seblief
« Reply #17 on: January 12, 2010, 11:17:02 pm »
Great post Schalk!  O0

DH is the sole income earner.  At around $80K (slightly more), we live comfortably, own a 3 bedroom, 1 bathroom home, have 2 boys in Primary School.  Major costs are school uniform for them, then bond (weekly $380 (same as the rent we paid)), electricity (monthly $+-150), telephone (monthly +- $100) and rates (paid quaterly), insurance (Car, household and house (annual)), medical insurance (monthly +-$140).  We have two cars, Honda Odyssey (2006 model) and Mazda Demio (not new either) both fully paid. We eat out once a week.
The trick DH learned quickly, which was a mistake in SA, don't have a Credit Card.  If you don't have the ready cash for something, don't buy it.
In SA we lived ok, we owned a small 3 bedroom, 2 bathroom house, lived in a Security complex, not on a Golf Course, had two cars (one was fully paid). When we ran out of cash we had the Credit Card, so lived on Credit for 2 weeks of the month. DH had a good job with a good company.
He will tell you that he took a step back in salary, mostly because he doesn't get paid overtime here were back in SA he was paid overtime even as salaried staff.  I feel that we are slightly better off due us not having a Credit Card, DH is starting to see that to.

Offline paula

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Re: Once again.........the salary question? please help- seblief
« Reply #18 on: January 12, 2010, 11:45:50 pm »
sweet as schalk! u hit the nail on the head

Offline Anna007

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Re: Once again.........the salary question? please help- seblief
« Reply #19 on: January 13, 2010, 12:00:29 am »
We could survive but were seriously boering agteruit and what about the future - safe as it was going to be.
INDEED

Personally I think the day we see Teachers earning more than lawyers, we would probably be in heaven.  And no I am not a communist...
Ja, ek wonder....

Once arrived here, some Saffers (like me  :1hug:) feel right at home when they suddenly feel like they are treated like royalty after years of *** treatment back in SA.  Be it at the office or in general.
Sjoe, klink al te lekker, ons het nog nie daai omsendbrief gekry nie - ons is nog nooit soos royalty behandel of so gevoel hier in NZ nie...


So what you earn, what you stay in, what you drive all becomes pretty irrelevant around here!

So true, and so refreshing.

At around $80K (slightly more), we live comfortably, own a 3 bedroom, 1 bathroom home, have 2 boys in Primary School.  Major costs are school uniform for them, then bond (weekly $380 (same as the rent we paid)
We own a 3 bedroom, 2 bathroom wooden house on the North Shore, and we pay NZD 2 500 per month/NZD 625 per week on our bond. 

rates (paid quaterly)
RATES: NZD 1 680 per year (payable in 6 instalments @ NZD 280)
WATER: NZD 190 for 6 months (NZD 32 per month)

electricity (monthly $+-150)

Our electricity alone (Mercury) is NZD 150 per month, then we also use at least 1 gas cylinder (for water heating) @ NZD 100 per month (during winter months it can go up to 2 cylinders per month - NZD 200 per month)







"What we see depends mainly on what we look for"

Offline SusanJ

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Re: Once again.........the salary question? please help- seblief
« Reply #20 on: January 13, 2010, 12:46:04 am »
Schalk: You said precisely what I started typing in my last post but then decided against in case people took it the wrong way. I have seen some posts here where people feel they're so hard done by because of their salaries here vs. what they could afford back in SA.

But yes. Every point you made is 100% true. Kiwi's aren't impressed by the flash and don't really care for it. So if you're a SA'ner that's come over expecting to impress everyone with your fancy $200K car and big flashy boat and big salary, you'd be severely disappointed and feel hard done by. Its amazing how trapped we as South Africans are within the material back there!

Cheers!
S
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Offline Anna007

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Re: Once again.........the salary question? please help- seblief
« Reply #21 on: January 13, 2010, 01:17:02 am »
Quote
Anna wonder jy of ek 'n kommunis is, of wonder jy of daar lawyers in die hemel is
beide Schalk  :2funny:

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I think members still in SA can get a good "balance" of what things cost around the country
That's why I gave frodo/maya our bond expense as we are a family of 4 (like them) and we are on the North Shore (as they also plan to be)  8)

"What we see depends mainly on what we look for"

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Re: Once again.........the salary question? please help- seblief
« Reply #21 on: January 13, 2010, 01:17:02 am »

Offline Feather

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Re: Once again.........the salary question? please help- seblief
« Reply #22 on: January 13, 2010, 03:39:42 am »
We own a 3 bedroom, 1 bathroom home, have 2 boys in Primary School.  Major costs are school uniform for them, then bond (weekly $380 (same as the rent we paid)), electricity (monthly +- $150), telephone (monthly +- $100) and rates (paid quaterly), insurance (Car, household and house (annual)), medical insurance (monthly +-$140). 
We live in Chch by the way.  And we don't live much differently to what we did in SA. We didn't have anything flash there either.

Offline frodo/maya

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Re: Once again.........the salary question? please help- seblief
« Reply #23 on: January 13, 2010, 06:42:33 am »
Jinne Schalk en Anna -  :2funny: :2funny: julle al twee klink maar vir my bietjie kommunisties as jy my vra  :2funny: net 'n grap!

wow thanks for all the guidance so far!

The funny thing is that most of saners think that they will indeed earn the same money as in SA which I know is not the case. I personally think that it is better to prepare yourself for the fact that you are making this move for other reasons than for money only , than to come to NZ and be extremely unhappy because you cannot afford anything. However, I must say I do understand for the 1st time what is  meant by the saying " immigration is not for sissies" the stress of finding work, hoping the money is enough etc etc is terrible.   

I have heard (and somebody mentioned it here as well) that your weekly rent and the repayment of your bond (if you bought your house) is the same? then why do you rent a house if you can buy it?

Offline WalJo

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Re: Once again.........the salary question? please help- seblief
« Reply #24 on: January 13, 2010, 09:36:18 am »
Correct me if I'm wrong but your rent and bond payment might be the same but what about the rates and taxes. That is extra as far as I know and about $1400 per year. And then the other thing is, if you want to buy on the North Shore you have to pay North Shore prices. Still water to pay as well? :confused:

Offline frodo/maya

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Re: Once again.........the salary question? please help- seblief
« Reply #25 on: January 13, 2010, 12:32:21 pm »
Why has nobody started a poll on this section of the forum as to what us saners in NZ earns?    ::)  It does not show the details of the person that voted or does it? (hope I am right on this? )

Maybe this could also help us (still in SA) to have some kind of an idea as to what most saners earn in NZ? I saw this once on a Ozzie forum and it was quite interesting and extremely helpful to our friends that moved there ,I  would love to hear your opinion on this................... but PLEASE remember this is only an idea so don't get  :tickedoff: with me.......... I am very fragile at this stage of our roller coaster ride so I might just take it personally   :angel: 

Offline tmprince

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Re: Once again.........the salary question? please help- seblief
« Reply #26 on: January 13, 2010, 03:46:06 pm »
Come now poppie you are stronger than you think it's just a case of the what ifs? and the unknown that have got you all worked up breath girlfriend and take it one step at a time  :-* :1hug:
Lovies
Marcia
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Re: Once again.........the salary question? please help- seblief
« Reply #26 on: January 13, 2010, 03:46:06 pm »

Offline expat

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Re: Once again.........the salary question? please help- seblief
« Reply #27 on: January 13, 2010, 06:31:54 pm »
I do not think this topic can be exhausted and should be approched from as many angles as possible as I am of the viewthat money or the lack thereof - is a very important factor in adjusting
I wish to place on record the purpose of my earlier post was not to suggest it is a good or bad thing that certain jobs get less or more money in NZ - in my case the eg was teachers and lawyers. What I wanted to bring home is that given your job you could end up being better or worse of.That is a different debate.
More money does not mean it must be spent on superficial glitzy stuff - lots of folk with the best do not in fact have money. But financial stability and retirement security is important - at least in my book.
I do not think anybody wants to be worse of - especially indefinetly - Schalk you talk of decent homes on Norht shore and a slightly leaking home - surely you aspire to a home with less leaks than more.It is all a question of degree.
Some saffers who are in good positions in SA work and money wise may fine it more difficulty to get over and survive - if you were a neuro surgeon you could not just up and leave and practice in NZ. If you were a air condition technician you may - you may even find yourself sought after.
Yes NZ is egalitarian and that helps to create a stable society but than if we had been more egalitarian in SA we may today have a more stable society.I have friends who have been in NZ for 22 years- arrived as newly qualified doctors in the mid twenties. Both are specialists in Auckland in state hospitals. In a conversation it became apparent that if they converted their salary to an hourly rate the women who cleaned their in-laws house ( they are wealthy ) earned just less than half of what they do- has that for equality. There are down sides like the wealthfare mentality and tall poppey syndrome.
Anyway enough philosophsing . I hope my input is of some worth.

Offline Anna007

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Re: Once again.........the salary question? please help- seblief
« Reply #28 on: January 14, 2010, 01:31:13 am »
Quote
I have heard (and somebody mentioned it here as well) that your weekly rent and the repayment of your bond (if you bought your house) is the same?
In my opinion this isn’t always the case, it can differ from house to region to deal to the type of loan you can secure. Also, most NZ banks require new arrivals/Saffers to pay hefty deposits  ::), not the standard 10% usually required by SA banks. And the bond amount you may qualify isn’t calculated on affordability or income/repayment ratio only.

Quote
Correct me if I'm wrong but your rent and bond payment might be the same but what about the rates and taxes. That is extra as far as I know and about $1400 per year. And then the other thing is, if you want to buy on the North Shore you have to pay North Shore prices. Still water to pay as well?
We "own" a STANDARD, wooden house on the North Shore @ 625 per week. In my (humble) opinion I think we can easily rent the same house for $100 less per month. Yes, water and rates are paid separately - as in SA. Our rates are $ 1 680 per year (payable in 6 instalments @ NZD 280) and water $ 190 for 6 months (NZD 32 per month).

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Anyway enough philosophsing . I hope my input is of some worth.
I do enjoy your posts expat  8)

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Some Saffers land here and immediately want to "compete" and keep up with the Jones's (like they did in SA)
Definately a + for NZ - I'm so delighted to be over and done with that  8)
"What we see depends mainly on what we look for"

Offline frodo/maya

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Re: Once again.........the salary question? please help- seblief
« Reply #29 on: January 14, 2010, 06:13:50 am »
Anyway enough philosophsing . I hope my input is of some worth.

Thanks Expat ofcourse it is!!

Thanks Marcia  :-* :1hug: :1hug:

« Last Edit: January 14, 2010, 06:29:05 am by frodo/maya »