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Author Topic: IT salaries  (Read 7194 times)

Offline Siouxzee

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Re: IT salaries
« Reply #15 on: April 30, 2012, 04:21:49 am »
Zerohennie - pretty much what Ostrich said :)

Medical Insurance is like any other insurance you take it for the incase. We are a risk adverse family and would rather be safe than sorry. I would never forgive myself if one of my children or husband ended up with something serious that could have been sorted out had it been seen to earlier.

My 2yr old fell and pulled this thumb and ended up with something called a trigger thumb, he is not in any pain and he does not even notice but his thumb now no longer has full mobility. ACC have declined paying for the surgery even though they paid for all the specialist consultations saying it is something that could be hereditary. The likely hood of it being seen to on public health in this decade as he is not even in any pain never mind as Ostrich says close to death are extremely slim, so we are getting it done through medical insurance.

One thing about medical insurance here, all pre-existing conditions are not covered, and they will pretty much never be covered. Not like in SA with medical aid whereby after your waiting period after a 1yr you are covered. My husband had an op on his right knee for a torn ligament so if he ever needs another we will go through public health. However if he needs it on the left knee then he will be covered.
Also none will cover maternity

Ostrich just a question for medical insurance does it also only kick if your GP refers you or can you go and see a specialist off your own bat. That is one thing I am not a 100% clear on.
EOI Submission - December 2010
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ITA Received - December 2010
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ITA Submitted - 03 March 2011
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Offline Ostrich

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Re: IT salaries
« Reply #16 on: April 30, 2012, 04:34:31 am »
If you plan to pay yourself or use insurance, you'd first see the GP to get a referral and he'd direct you to a local specialist. Then you call and make an appointment with the specialist yourself, usually getting one within 2 weeks.

For public, the GP actually writes a letter to the health board, and they decide if you'll be seen at all (sometimes they say no). If they say yes, you go on a wait list for a specialist, and get a call back whenever they have a spot. It's a triage system, so higher need is higher priority. This is true just for diagnostics in addition to treatment. The wait is an average 6 months for gastro appointment, for example, so you'd never even see the doc to be assessed until that point. Your GP can basically write extra letters to advocate for you, but that's it.

For Southern Cross, I believe pre-existing conditions can be covered, but only after 3 years of paying a higher premium on a specific plan.
SMC, from SA - EOI Submitted: 13 Dec 2010, EOI Selected: 15 Dec 2010, EOI Decision Successful: 04 Jan 2011, ITA Received: 06 Jan 2011, ITA Submitted: 08 March 2011, CO Allocated: 22 March 2011, Telephone Interview: 4 May 2011, Medicals clear: 23 May 2011, Residence Approved: 7 June 2011, NZ 19 July!

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Re: IT salaries
« Reply #16 on: April 30, 2012, 04:34:31 am »

Offline zerohennie

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Re: IT salaries
« Reply #17 on: April 30, 2012, 05:41:44 am »
mmm thanks for that now I know, but from hearing what I heard just now it sounds like SA's medical schemes worked better then....cause when we had problems it was sorted quickly none of this waiting list nonsense, and I have found that the dr's also does not give you meds or antibiotics for flu etc....that really is a pain for us

Offline Ostrich

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Re: IT salaries
« Reply #18 on: April 30, 2012, 06:29:36 am »
I missed our home doctor and Mediclinic, for sure. Being brutally honest, private medical in SA is far better than public medical in NZ. I can't comment on private, since we haven't needed it yet.

The public hospitals I went to in the North Shore is quite chaotic. It's more like an American hospital (lots of patients, lots of noise, and plenty of action), whereas the private hospitals in SA are small and more home-like, I thought.  Then again, public medical in NZ is free, and we spent quite a lot on private medical in SA, so apples to oranges I guess.

Imagine 4 surgical patients in one room, and about 50 patients sharing a communal hallway with several gender neutral toilets and showers. This pretty much means nothing is sacred and you get an earful of other people vomiting (and everyone was), surgical complications (a woman's stapled stomach exploded during my stay), passing out (a hoard of nurses rush in for some woman with a crash cart), overdosing (some very drunk young man swallowed every pill he could scavenge in the ER), and all kinds of bowel issues. This carries on 24/7. The (overworked) nurses are literal saints!  :2funny: This is really a thread issue on it's own.

SMC, from SA - EOI Submitted: 13 Dec 2010, EOI Selected: 15 Dec 2010, EOI Decision Successful: 04 Jan 2011, ITA Received: 06 Jan 2011, ITA Submitted: 08 March 2011, CO Allocated: 22 March 2011, Telephone Interview: 4 May 2011, Medicals clear: 23 May 2011, Residence Approved: 7 June 2011, NZ 19 July!

Offline zerohennie

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Re: IT salaries
« Reply #19 on: April 30, 2012, 07:08:17 am »
I agree Ostrich....these guys have a lot to learn about helping patients....I mean come on we all know antibiotics helps with the flu...but noo here we have to take bed rest for 5 days with paracetamol.....come on....and this goes for everyone.... I cannot afford lying in bed for 5 days...what does your employer think? Honestly if I had known how bad the public medical was here I would have had my aims set at Australia....still think it might happen...everything else in the country works except the doctors....they are continously helping out in australia for weeks on end and then return to their fellow patients in NZ.... this is the only sore point I have with NZ..further more it is excellent compared to SA

Offline SA3001

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Re: IT salaries
« Reply #20 on: April 30, 2012, 08:31:04 am »
@zerohennie - I think it depends on the doctor.  When I had flu last year, I was given 2 courses of antibiotics straight away, same with my ear infection this year.  And when my son had his stomach problems earlier this year, the doc didn't mess about - straight for every kind of blood test imaginable and a course of medication for 3 months.  Basically all GPs are private, but have various subsidised govt. rates, so it's not the "public health doctor" that's the problem - change your doctor  :)  A woman I worked with had the same issues until she changed doctors.

@Ostrich - we have a hospital here near Wellington called Kenepuru that would put private hospitals in SA to shame.  So modern, not chaotic and so quiet.  So I guess it depends on the city.  Also, in SA, we had really bad experiences with 2 private hospitals.  It was so bad I thought I was in a state hospital.

Offline Paperdoll

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Re: IT salaries
« Reply #21 on: April 30, 2012, 09:15:27 am »
I think one needs to shop around for a doctor that works for you.  We had a fantastic doctor in Whakatane and he was happy to prescribe good meds to me the one winter when I had a chest infection.  However, we don't seem to have found the same type of doctor here in Auckland and have been disappointed with the treatment so far, quite feeble actually.  We have been very lucky though in that we have only been once each to the doctor in the past 20 months.  But we are thinking of trying another group of doctors the next time we need one.  And we'll keep looking until we find the right doc for us.

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Re: IT salaries
« Reply #21 on: April 30, 2012, 09:15:27 am »

Offline Ostrich

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Re: IT salaries
« Reply #22 on: April 30, 2012, 09:52:41 am »
It makes sense that smaller cities might have smaller and more "peaceful" hospitals. The trouble here on the outskirts of Auckland is that in the Waitakere region there is a hospital, but it doesn't have a full ER or surgery, so after hours the ambulance brings all patients directly to North Shore. Even all the way up in Rodney, I have heard of them bringing their emergency patients down to North Shore Hospital, and that is also where the surgeons like to operate. They can do everything there, but that also makes it a stressful place to recover, since it covers a massive portion of people.
SMC, from SA - EOI Submitted: 13 Dec 2010, EOI Selected: 15 Dec 2010, EOI Decision Successful: 04 Jan 2011, ITA Received: 06 Jan 2011, ITA Submitted: 08 March 2011, CO Allocated: 22 March 2011, Telephone Interview: 4 May 2011, Medicals clear: 23 May 2011, Residence Approved: 7 June 2011, NZ 19 July!

Offline Siouxzee

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Re: IT salaries
« Reply #23 on: April 30, 2012, 11:05:07 am »
I have to agree with both zerohennie and SA3001.
In general though I am not a big fan of the public health system.
I find the GP's are not keen to refer you to a specialist and you end up wasting more tax payers money. The GP's I have experienced (though as people have said it depends where you see) treat you as if they are doing you a favour. I also find the GP's are not that knowledgeable as what we are used to. I have not had experience with them not wanting to prescribe antibiotics but they also have clearly not heard of a Vitamin B injection either and that it can help people with Glandular Fever just to give them a boost. Again these are just my experiences.
The hospitals here once you are in, are fantastic and the care is great from what I have experienced I was in the maternity ward. The doctors in the hospital also talk to you not at you.
EOI Submission - December 2010
EOI Selected - December 2010
ITA Received - December 2010
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ITA Submitted - 03 March 2011
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PR Approved - 18 March 2011
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Offline zerohennie

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Re: IT salaries
« Reply #24 on: April 30, 2012, 08:19:54 pm »
thanks for your input guys, I was just blowing off steam...as my whole family have been sick this past week and the docs just dont seem to care...just got to me...at the end of the day there is no place I would rather be than NZ at this time

Offline SA3001

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Re: IT salaries
« Reply #25 on: May 01, 2012, 04:51:51 am »
And to add to what rockhopper has said - remember that antibiotics are used to treat bacterial infections, not viral infections as per the below extract.  And most times when we get flu it's caused by a virus.

"An antibiotic is given for the treatment of an infection caused by bacteria. Antibiotics target microorganisms such as bacteria, fungi and parasites. However, they are not effective against viruses. If you have an infection it is important to know whether it is caused by bacteria or a virus. Most upper respiratory tract infections, such as the common cold and sore throats are generally caused by viruses - antibiotics do not work against these viruses.

If antibiotics are overused or used incorrectly there is a chance that the bacteria will become resistant - the antibiotic becomes less effective against that type of bacterium"

Offline Siouxzee

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Re: IT salaries
« Reply #26 on: May 01, 2012, 05:15:46 am »
Rockhopper - not all GP's have free consults for children at our GP we pay $19. I am not complaining though $19 is more than fair.

Also the $3 is dependent on how much the medication is subsidised. I have paid more before and in some cases nothing at all , again not complaining as it was still far less than I ever would have paid in SA. There are also some instances where you will pay full amount if not subsidised at all. In that instance though it was because the ear drop was recommended to be rather used if we could afford the $40. There was a subsidised one as well but had been known in cases for children with grommets to cause hearing loss with long term use.

I think with GP's as previous forumites have said it all comes down to shopping around.

Someone once told me that antibiotics were going to run out - not sure how true that is, so it is best to try and avoid using them as much as possible.
EOI Submission - December 2010
EOI Selected - December 2010
ITA Received - December 2010
Awaiting Police Clearance
ITA Submitted - 03 March 2011
PR Interview - 15 March 2011
PR Approved - 18 March 2011
Passports sent and then received back - 30 March 2011
Arrive in NZ - 19 June 2011

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Re: IT salaries
« Reply #26 on: May 01, 2012, 05:15:46 am »

Offline BattleShip

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Re: IT salaries
« Reply #27 on: May 02, 2012, 03:59:45 am »
Cannot complain about the medical care received here (we have no medical insurance).  My son had a suspicious lump in his chest, went to the GP, and were seen by a specialist in Wellington Hospital for a sonar 1 week later, and 3 weeks after that, by another specialist who was VERY thorough.  My husband has had numerous knee problems also kidney stones, free ambulance and staff were wonderful.  If it gives you peace of mind, I'd suggest a simple 'Hospital Plan', at the most. To echo what Rockhopper said - we are so much healthier here than we were in SA, and I put that down to the fact that Drs don't prescribe antibiotics left, right and centre.  I know that if any of us had a condition or ailment, where I would want to see a specialist immediately, I would pay the extra $ at that point, and make an appointment and go and see them, there's nothing stopping you from doing that, if you would rather not sit and wait in the queue. With that being said, if you had a life threatning illness, NZ medical will not leave you on the sidewalk to die, you would be given priority care.

Offline moonbeam

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Re: IT salaries
« Reply #28 on: May 02, 2012, 09:19:58 am »
Had fantastic health care here in NZ.

Very thorough with their testing, no stone left unturned.  Wellington Hospital staff and rooms were fantastic.  I was even interviewed by a person from the Health Board to ask about my stay at the hospital - they wanted to know if the toilets were clean, if the food was good, if the nurses were attentive.  I told them that one nurse even made me a cup of tea at 2am in the morning as I couldn't eat and just wanted a hot drink.

I only have good things to say about the health care.  I get treated like a person and not just "a number" on the system.


Offline thombatt

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Re: IT salaries
« Reply #29 on: May 02, 2012, 06:06:47 pm »
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« Last Edit: September 04, 2013, 12:40:31 pm by thombatt »