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Author Topic: Cost of Living in NZ v SA  (Read 7981 times)

Offline Shirls

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Re: Cost of Living in NZ v SA
« Reply #30 on: October 26, 2011, 09:31:25 am »
back to the topic .....

In SA hubby had his own business that was doing fairly well - sadly it was also being robbed blind by the staff - we walked away from that and will never see a cent.  I had an average salary as a PA, we had a boat, went out every weekend, camping every few weeks etc ...  But we could never see ourselves saving enough to buy a house.

In NZ hubby has a trade job, I work part time as an administrator at the DHB, we have just bought a house, have a darling 2 year old ... all within 3 years of moving to NZ!!

 :heeha: :heeha: Could not believe what you are paying on the Kapiti coast for child care!! We pay $145 per week for part time hours .... would be $200 if he was in full time care.

Auckland is where the jobs are for sure, but cost of living is cheaper else where. Also trade me, sales and what you see as important to your life style will make or break your budget.

Offline ZaKiwi

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Re: Cost of Living in NZ v SA
« Reply #31 on: October 27, 2011, 07:40:51 am »
We moved to get away from crime and to get a better future for our kids.
Unfortionatly I can't say we moved for the lifestyle, I even had a better work life balance in SA.

I've been in the IT industry for about 12 to 13 years working with big corporate clients, some of the biggest accounts in SA.  In scale every thing in NZ is smaller, yes even my salary,  :'(
We had to down grade from being a 2 family car to a single second hand car, since we have use able public transport here this is do able. We had to cut on eating out, spending splurges and savings. Don't get fooled by the "free" medical as it is not, only subsidized and can't be compared with the quality of private health care in SA. Kindy is second to SA and at quadruple the prize.

Point is:
NZ is more expensive than SA
Most job over here offer better wages, unfortionatly my profession don't (Might be worth comparing wages on seek)

Don't move for your career or money, this will be a mistake. Rather go to the UK or AUS

Do not get me wrong NZ is awesome and if I had to choose over I would choose it again, but don't be fooled, it is not the land of milk and honey.

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Re: Cost of Living in NZ v SA
« Reply #31 on: October 27, 2011, 07:40:51 am »

Offline zerohennie

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Re: Cost of Living in NZ v SA
« Reply #32 on: October 27, 2011, 08:50:03 pm »
mmmm ok strange....

In SA I had a *** of a big salary package and a 13th cheque + company bennefits + medical etc, owned a house (owned 3 previously), had a new BMW 530D had a new Toyota Double cab 3lt diesel (2010 model), owned a 06 hayabusa and all the creature comforts a person can think of, and yes here I do drive a old subaru (only on weekends) but we really feel better off here than in Sa, yes it is still early stages for us, but we really do think it is cheaper for us, it might be a case of maybe the wrong salary scale that you are on..I don't know my friend, but so far if I use my dollars here we are ok...and as you know my Wife does not work either and we also have a small child (4yrs old) , maybe I am too blind to notice it but it really doesnt feel expensive in NZ for me

I think for people to say NZ is expensive depends on everyone situations, salary income, mouths to feed, what lifestyle you are used to, how many cars you would like to own, and the list goes on...

but personally for me it is not....

Offline Savayla

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Re: Cost of Living in NZ v SA
« Reply #33 on: October 27, 2011, 08:54:43 pm »
Good post ZaKiwi, although I have to disagree on one point.   ;)  Medical.  I find it much cheaper here and the quality better.  In SA my doctors appointment cost me R190 !!  Here it costs me either  $17 or $31, depending on which doctor I go and see.  For that, all my follow up blood tests or appointment with a specialist is free.  It was not like that in SA. 

In SA, I had the awful experience of having to wait for my doctor, while I was doubled up in pain, vomiting into a bowl, and crying.  This carried on for half an hour, before my husband literally dragged the doctor into the emergency room.  And I had to suffer like this in front of other people.  This was in Hout Bay, at an expensive doctors. 

Here in NZ, when the same happened to me, they rushed me quickly into another room, brought me pillows, the nurse held my hand, got me tissues, and babied me !!!!  While I waited for the doctor, they made me as comfortable as possible.  They were simply amazing, and even though I walked out having had 2 collapsed veins, 4 injections and lots of pain, I walked out feeling like a cared for person. 

As it is , I do have medical aid here in NZ, as I don't like waiting lists  :D  And I took insurance out for our dogs and it has given us peace of mind the past 3 weeks as my little puppy has lost sight in his eye and after operations, and numerous visits to the vet (they allow you to drop them off and go shopping and then pick them up ) I have still not seen the bill.  How is that for trust ? 

It is expensive here.  We landed and converted everything .  What?  A chocolate is R10.50 ?  A jar of olives R40 !!!  But now it is normal and we don't convert otherwise we would truly go mad. 

It is important for people to be honest on this forum , including all the warts , so that people do not think it is the land of milk and honey.   

Like you, I also think it is awesome, just wish it wasnt' so pricey. 

Offline cal5

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Re: Cost of Living in NZ v SA
« Reply #34 on: October 27, 2011, 09:37:34 pm »
Expendable income for us is double to what we had in RSA.

What i paid in car/household insurance per month in RSA is what i now pay per year. Ditto for medical aid, live cover.
My mortgage repayment/home  owner insurance is waaaay less then what i paid in RSA on the same size house.
My bank costs is laughable compared to ripp-off ABSA, and they give me more features (free internet/phone banking, free statements, free debit orders, free overdraft).
Discount Fuel Vouchers, No toll roads.
Zero cost for security companies/alarm systems, boomed off area's.

Best of all, i can mostly see my tax money working for me, unlike RSA where 99% of my taxes landed up being fraudulently administered by some government crackpot and his cronies.
I can leave my car parked in the street and go shopping and find it again just where i left it. Me and my wife can go for a walk next to the river in the evenings and not have to carry a weapon on look over my shoulder all the time.

Good food might be more expensive in NZ, and i will still kill for a good peace steak alla spur stile, of predictable good wimpy breakfast, and living in wellington, to have a decent big mall to go to, and living in wellington going on 5 years, the weather does get to you, life in better here, and life in cheaper here, but like over the last 5 years we have seen so many Saffers land here and immediately try to duplicate their former life  here  in NZ and 6 - 8  months down the line get very very homesick because suddenly the honeymoon period is over and reality sets in, and they realize NZ is a hard place, there is no "Moses" to mow the lawn, and no "Togetherness" to clean the house and was the dishes, and you just another immigrant in a foreign country and nobody actually cares about your story, and if you survive this period, NZ is actually a nice place, and life here is a whole lot better then RSA.

This is my opinion, use it, dont use, free choice.



Offline Savayla

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Re: Cost of Living in NZ v SA
« Reply #35 on: October 28, 2011, 04:28:50 am »
and they realize NZ is a hard place, there is no "Moses" to mow the lawn, and no "Togetherness" to clean the house and was the dishes,



I don't know what you earn or where you live, but at my house we have Moses who mows the lawn.  Everytime he looks, especially if it has been raining, he can actually see the grass grow and he realises it is a miracle by God, who is sending him a message akin to the burning bush, telling him to go and mow the lawn, AGAIN !!!   :2funny:  And there is Togetherness, who always shouts "Ok, altogether now, get your dishes and lets start washing "   >:D   She has been complaining of late as the white machine broke down.  And Moses really wants a drive on for Xmas.  But unfortunately, they will both have to wait a while.

Offline SA3001

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Re: Cost of Living in NZ v SA
« Reply #36 on: October 28, 2011, 07:47:43 pm »
and they realize NZ is a hard place, there is no "Moses" to mow the lawn, and no "Togetherness" to clean the house and was the dishes,



I don't know what you earn or where you live, but at my house we have Moses who mows the lawn.  Everytime he looks, especially if it has been raining, he can actually see the grass grow and he realises it is a miracle by God, who is sending him a message akin to the burning bush, telling him to go and mow the lawn, AGAIN !!!   :2funny:  And there is Togetherness, who always shouts "Ok, altogether now, get your dishes and lets start washing "   >:D   She has been complaining of late as the white machine broke down.  And Moses really wants a drive on for Xmas.  But unfortunately, they will both have to wait a while.

 :2funny: :2funny: :2funny:

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Re: Cost of Living in NZ v SA
« Reply #36 on: October 28, 2011, 07:47:43 pm »

Offline SA3001

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Re: Cost of Living in NZ v SA
« Reply #37 on: October 28, 2011, 08:13:12 pm »
OK, some perspective.  Unless you’re coming here with pots of money, you need to realise that it’s like starting over financially.  This takes time and sacrifice and patience.  You will get frustrated if you’re an instant gratification type of person.  Our combined earnings are about 20% more than what we earned in SA, so we are lucky that our occupations pay better here than in SA.  And although that 20% extra goes to higher living expenses in terms of rent and food, we are saving about $2000 per month by not paying security, high insurance, high school fees, ridiculous medical aid fees etc.  We both worked in SA, I decided to work here too, but took a much less stressful job, less responsibility etc. and for slightly more pay than I earned in SA.  Our big goal is saving for a deposit and buying a house in about a year’s time.  So, no, we don’t eat out much or go on holidays yet, but that will come in time.  I’d say after 3 years, we’ll definitely be able to do that, we just have to wait and it’s worth it for us.  There are too many countless things to mention that money just can’t buy that we are loving here.  We have jobs, a roof over our heads, food on the table, good health and clothes on our backs - so we have everything we NEED, just maybe not us much as we WANT  :)

Offline frodo/maya

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Re: Cost of Living in NZ v SA
« Reply #38 on: October 28, 2011, 08:39:12 pm »
Ditto SA3001  O0 could not agree with you more! We are  :envy: about all the holidays some go on here but our holidays will come soon.

Offline Savayla

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Re: Cost of Living in NZ v SA
« Reply #39 on: October 28, 2011, 09:29:29 pm »
Ditto SA3001  O0 could not agree with you more! We are  :envy: about all the holidays some go on here but our holidays will come soon.

Our holidays .  We go on a 4 day camping trip to the Marlborough Sounds in two weeks time.   1 1/2 hours drive away, so not much diesal.  Cost for 2 adults and 4 kids ?  $20 a day !!!  Ok, so only ablutions and cold showers.  But what fun we will have with the kayaks and fishing !! 

In June we go to Hanmer Springs.  6 nights in a lovely 3 bedroomed bach.  Drive is only 4 1/2 hours away.  Cost ?  $523.80 .  We bring our own food. 

We are also saving up for a deposit, but these holidays are so neccessary for the soul and do not dig deep into our pockets.  It keeps our sanity.   

Camping for 2 weeks in January.  Cost :  $658 .   I think that is pretty reasonable and all we will be doing is kayaking, swimming, fishing, cycling, reading, sleeping.   All that is free 

So, in terms of saving for a deposit, I think  $1262 for 3 amazing holidays, is a drop in the ocean compared to what we need for the deposit and won't make much of a difference.  It ends up being $3.4 a day .

So go for those holidays and enjoy life !!!!

Offline SA3001

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Re: Cost of Living in NZ v SA
« Reply #40 on: October 28, 2011, 09:50:44 pm »
Sounds great Savayla  O0  Yip, we are looking into cheaper options, but don't have any camping equipment.  Also have to go in the school holidays, so more expensive, but are looking none the less.  Also have to have some creature comforts as DD is only 4.  Unfortunately our kids haven't grown up in the great outdoors, so a work in progress.  We love fishing though, so looking for some good spots  :)
« Last Edit: October 28, 2011, 09:53:47 pm by SA3001 »

Offline Siouxzee

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Re: Cost of Living in NZ v SA
« Reply #41 on: January 01, 2012, 05:30:50 am »
It all really depends on your own personal situation so the best thing is get an average on what people spend on things for the essentials / basics and then see what else you have to also put out for.

For example : Daycare is very expensive we spend almost $500 per week for our 2 boys in addition we also have nappies to purchase each week which takes a $200 per week grocery bill up to nearly $300.
We also have our house in SA that we are trying to sell, could not sell before we left and therefore got a tenant and will now look at selling again as their lease comes to end. But their rent does not cover the building insurance and rates and life insurance (that you still have to have due to the bond). Once we can sell we will have more disposable income.

I do find groceries more expensive here as well. However you don't need to pay for Security Companies, Extra security around your house and of course doing all your own housework does save on a salary for a Domestic Worker. Also household insurance and medical insurance is cheaper here.

We personally don't have Sky as I find there is so much to watch on the normal channels that we don't need it.

So as I was saying it is all very specific to each individual. Before people say they don't understand how people find it tight to live here remember different people have different situations.
For us while the kids are small until they get to 3 and we sell the SA house it will be tight :) But it is all worth it!
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Re: Cost of Living in NZ v SA
« Reply #41 on: January 01, 2012, 05:30:50 am »

Offline groenlemoen

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Re: Cost of Living in NZ v SA
« Reply #42 on: January 04, 2012, 09:20:03 pm »
Here is my take on this.

If you living the "good life" in SA, with a maid, garden service, the sports car(s), dining our twice a week, expensive holidays, the pool etc...

You are going to struggle to sustain that lifestyle in NZ no matter what you earn.... Even if you earn twice as much here as in SA...

If however you are an average earner in SA, you will probably do better here in NZ. And by average earner I am referring to those currently in SA that are just scraping by, those that are already on a budget.

New Zealand is not the place for Mr and Mrs Jones, they will never leave because the NZ lifestyle will never suite them. WHat I am trying to say is that no matter who you are, you going to take a knock financially, even if its just for the short term. Be prepared for that..

But everybody's personal living situation is different, so there is no real answer for this post. Some people are happy living on the basics and doing everything themselves. Others want to drive the best car, live in the best house etc.. Those are the one's that will suffer here in NZ, and those are the ones that normally return and complain what a *** place NZ is.

Offline SA3001

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Re: Cost of Living in NZ v SA
« Reply #43 on: January 04, 2012, 09:31:34 pm »
Agree with groenlemoen  O0  I find we don't miss eating out and all the frills we had back in SA as there are so many "normal" things to do in NZ that cost very little and are far more fulfilling  :)  I can see now that we lived a very "abnormal" life in SA  :(

Offline Savayla

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Re: Cost of Living in NZ v SA
« Reply #44 on: January 04, 2012, 11:07:11 pm »
I miss Christopher and Linda !!!  Yesterday I carted 10 wheelbarrow loads full of bark and stone to a bed, and DH carted 40 .  Man, it was tough work in the boiling sun. 

However, I know that you can hire a digger loader for around $250  - $500 a day, so next time, when purse is flush, will get a whole lot of jobs ready and do that.  It is the Kiwi way. 

It does save money doing it yourself. 

So many free things to go to here.  This week is the jazz festival and there are a few free events.  We are going to the Woolaston Vineyard where you can bring your own picnic, sit on the grass, buy a glass or bottle of their wine, and listen to amazing music.  We did it 2 days after arriving in Nelson and it was awesome. 

Then there are the Solar Summer Cinema, where they show a movie in a park, for free, and you bring your sleeping bags, picnic, etc, and the screen is huge.  Did it last year and it was great.  FREE

Art Gallery on a Saturday ---  FREE 

Museums, by Gold Coin donation

Cycling around the most amazing cycle paths and tracks  -   FREE

Walks to pools to swim, play and picnic  -  FREE

So many free things that we can't go to everything